Our Divorce Mediation Blog

dividing the money

7/13/2018

In a lot of marriages, one spouse is in charge of handling the money – investing, paying bills, taxes, etc. And, in some cases, the other person is completely in the dark about the family finances. Sometimes, this is a conscious choice – one spouse has skills or interests in money management, and the other does not. And sometimes, it just happens with the natural division of labor that occurs when you create a family – you bring the kids to soccer, I will pay the bills; I will make dinner, while you call the accountant.

And this arrangement may work for many couples. Yet, if circumstances change, and the couple starts to think about getting divorced, the spouse without any money knowledge may feel that he or she is at a disadvantage. At Westfield Mediation, LLC, we recognize that this is a common scenario for divorce mediation clients, and we make sure everyone understands the post-divorce financial plan and that both parties’ financial interests are being met.

During divorce mediation, we help couples create a financial plan for moving forward. As part of this process, we have clients lay out all of their assets, debts and expenses so we can all see the whole picture. For some divorcing spouses, this is the first time he/she is seeing all this information, and it may seem overwhelming. In divorce mediation, we help reduce some of the stress by breaking the process into manageable steps. We also recommend accountants and financial planners – these professionals can be especially helpful for divorcing spouses who have never taken on any financial role before.

Being out of the loop on the financial side can seem like a problem for some spouses, but it is not an insurmountable one. In divorce mediation, we make sure everyone has all the facts before the divorcing couple commits to a financial plan for their futures.

For more information about financial plans or divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

Summertime plans

6/15/2018

School is almost out for the year! While many kids are doing their happy dance, for divorcing families, this change in the regular parenting schedule and the additional expenses of summer may be stressful. To keep things running smoothly, divorcing parents should work together to create a summer parenting plan that will keep their children safe and entertained.

In divorce mediation, we help divorcing parents create a flexible and fair blueprint for the summer. These plans may include a way to select weeks for summer vacations, and/or plans for paying for the expense of camps, activities, or town pools. Generally, we advise clients to plan ahead for the summer to coordinate work calendars and to ensure that the family has the resources in place to cover the extra summertime expenses.

Camps and other summer programs can cost a lot. And while most divorcing couples agree to share these expenses in some way, sometimes it can be worthwhile to devise a more detailed plan that includes spending limits to avoid future arguments about how much each parent should expect to spend on summer activities.

Summer should be a season of fun and relaxation. A stress-free summer is more likely if your parenting plan allows you to prepare ahead of time and set aside the time and money needed to make it work.

For more information about parenting plans or divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

No Secrets

5/18/2018

In Divorce Mediation, there can be no secrets.

In divorce mediation, divorcing couples work with one impartial mediator to hash out an agreement on parenting, finances, alimony, etc. The divorce mediator is a neutral party, and having the divorcing couple work together with one person is part of the reason that the mediation process saves time and money. Everything is out in the open. There is no time-consuming back and forth between clients and lawyers and lawyers and lawyers, like there is in divorce litigation.

Sometimes, though, during the process, one spouse or the other wants to tell the mediator his/her side of the story. Or ask a few “private” questions. Or share a secret out of earshot of their soon-to-be ex-spouse.

As divorce mediators, at Westfield Mediation, LLC, we see it as our job to cut off these kinds of “one client to mediator” communications. We explain to our clients that all discussions should include both spouses. Conversations take place together in the mediation sessions or via three-way emails or texts. Divorce mediation is effective only if the mediator remains neutral, and does not even give the appearance of being on one person’s side.

For more information about divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

How To Get The Most Out Of Divorce Mediation

4/20/2018

Many clients come to divorce mediation at Westfield Mediation, LLC to save time and money. Divorce mediation is not instantaneous and it’s not free, but it is faster and way less expensive than both spouses getting their own lawyers and arguing the case in court. To keep the costs down and to use your mediation time most effectively, I have three suggestions.

Do your homework. In divorce mediation, we break down the process into manageable steps so it is not overwhelming. At the end of each meeting, we give our clients small assignments to complete before the next session – thinking about parenting, collecting documents, preparing a budget, etc. Doing those assignments insures that the process moves at a good pace. Not doing them slows down the process, and may lead to more meetings and consequently, more costs.

Communicate between meetings. We suggest that clients come up with a neutral way to talk to each other between meetings – text, email, shared calendars. By finding a way to address some issues on your own, like who paid the electric bill or whose turn it is to drive the kids to soccer practice, you can use your mediation session to work on the essentials of the divorce agreement instead of your everyday tasks.

Be forward thinking. Divorce mediation is designed to help you create an agreement for your future. It can be an emotional process, but it should also be a practical one. To the extent possible, it’s best to use the sessions to discuss what your goals are for the agreement as opposed to an opportunity to rehash the arguments that got you here in the first place.

In mediation, we guide divorcing couples to reach a resolution on parenting and finances. The process works best if everyone is invested in it and does their part to compromise and move forward.

For more information about divorce or post- divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

A Cost-Benefit Analysis of Divorce Litigation

3/2/2018

It is important to do a cost-benefit analysis before deciding to stop divorce mediation and start litigation. Maybe there is one thing you need to “go to the mat” and win your cause. But before you throw your hands up and say “no more mediation- see you in court” you have to stop and think that just because you go to court with what you think is a valid point of view of the issue at hand, does not mean the judge will see it that way and give you what you want.

A prime example of this is parenting. We have seen with our clients at Westfield Mediation, LLC, that often times during the course of the marriage one parent handles more of the day-to-day parental responsibilities than the other. Now you are getting divorced and your co-parent wants a 50-50 parenting plan. You might not trust that the other parent can all of a sudden handle 50% parenting time in a shared parenting plan. And you are willing to go to court to fight to have a majority of the parenting time. But at what cost and what gain? There are 4 weeks (lets call it 28 days for math sake) in a month. So instead of 14 days for each parent you want 22 days for you and 6 days for your co-parent. There is a lot of wiggle room between 14 versus 22 days and just because you go to court does not mean you are going to end up with 22 days. And the judge may see the co-parents point of view and you end up with 14 days each anyway.

Or you could stop counting quantity altogether and focus on the quality of time you have with your kids. If it is your parenting day but the day is spent after school driving from one activity to the next, doing homework, eating fast food somewhere in between and then bed, what have you really won?

So instead of spending a lot of money, energy and time going through the court system to possibly get a worse situation than what you could have gotten had you stayed in mediation and found some compromise within the wiggle room, stop and think what you will gain and what it will cost you to gain this. But let’s say the judge decides and grants you 18 days a month and your co-parent has 10 days. 4 days more/less than 50-50% parenting. Is 4 days a month on either side of the argument worth the court process? The court process is very stressful and takes a long time. Litigation is super expensive (college tuition expensive). And there is no guarantee you get what you want. Most people end up with some sort of compromise anyway, even if they go through the courts. But now you have no money left to pay for your children’s college education.

For more information on divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

Changing the routines after divorce

2/19/2018

Getting divorced changes the family routines, and both spouses will often need to take on new roles and responsibilities that are different from how it used to be.

These changes in lifestyle can be difficult at first. For example, in some families one parent does most of the child care from arranging child activities and playdates, to helping with homework, to buying presents for birthday parties. After divorce, both parents may have to share these jobs; and it can take some adjustment on the part of the whole family to get comfortable with the new normal. Similarly, a divorced parent may want to take a vacation with their kids. The traveling parent may have to deal with the difficulty of going away without another adult, while the other parent needs to get used to the idea that the rest of the family went on a trip without him or her.

Significant changes also occur on the financial front. For example, one spouse may have taken on the financial planning, money management, bill-paying pre-divorce. Now, that there are two households instead of one, these financial responsibilities need to be taken on by each ex-spouse.

At Westfield Mediation, LLC, we help prepare our divorce mediation clients for these lifestyle changes. We explain that taking on these new roles and responsibilities may feel overwhelming at first. This is a normal and reasonable response. We encourage divorcing couples to seek outside help from friends and family and other support networks, especially during the transition time. We also suggest that our clients think of these changes as opportunities to develop new skills that will help them moving forward.

For more information on divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

Sharing custody

1/19/2018

For the most part, divorcing parents come to mediation with the idea that they will share custody of the kids. Usually, clients want to spend some time each week with their children. Still, shared custody can take many forms, and what the final parenting schedule looks like can vary depending on the needs of the family. The key to a successful post-divorce parenting plan is combining both consistency and flexibility.

At Westfield Mediation, LLC, we work with divorcing clients to create parenting plans that will work for now and continue to make sense as their children grow. In some cases, the divorcing couple chooses a 50/50 plan. In 50/50 arrangements, parents share parenting evenly. These agreements can be a great choice as long as parents live near each other and are prepared to work together to juggle schedules and responsibilities. See http://www.westfieldnjmediation.com/blog/5050-parenting-plans. Other parents share time by having the kids live primarily with one parent during the week, while the other parent spends time with the children on some evenings and/or on weekends or over school breaks. These plans can also be a good option for some families.

Really, the most important factor contributing to a parenting plan’s success is the divorcing parents’ commitment to making it work. That means that each parent has to uphold their part of the agreement. It also means that when life intervenes, and a schedule needs to be modified --either temporarily or for the long-term -- the parents are willing to accommodate the changing needs of their children and their exes.

For more information on parenting plans or divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.

holiday card season

12/8/2017

It is holiday card season again. Sending out the annual holiday card can be such a chore, even under the best of circumstances. Just like Santa, you have a list and must check it twice. Who moved and what is the new address? Who sent you a card, so you must send them a card? Do you still have to send a card to your boss from 4 jobs ago? This mundane task can be even more difficult if you are separated or going through a divorce. Do you now send out two cards- one with Mom and the kids and the other with Dad and the kids? Do you divide the address list up and some people gets cards from one of you and the some get cards from the other one? Do you just skip it all this year?

So many decisions to make. How can you figure out your whole life if you can’t even figure out the Christmas card? Then you begin to panic about your divorce, and the downward spiral starts. If you can’t agree on this then you will never agree on anything. If you give in about the card and do what your soon-to-be-ex-spouse wants to do, then what is next? You may never get anything you want in the divorce process.

At Westfield Mediation we help our clients realize that there is give and take with all the decisions that they will make about their divorce. No one gets everything, and no one loses everything. You both compromise and eventually you reach a decision on things regarding all the areas of the divorce. There is no need to freak out. We help break down your whole life into much smaller, and more manageable, steps. A divorce mediator helps guide the discussion about your options about your post-divorce life. You reach decisions about your futures instead of dwelling on and repeating past arguments. And if you can make these difficult life decisions, like how the kids are spending their time on Christmas Day, then surely you can handle the task of a holiday card.

For more information on divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com

Family HOlidays and Divorce

11/24/2017

Thanksgiving, Hanukkah, Christmas, oh my! With the start of the winter holiday season, many divorcing couples come face to face with family and old friends, and they wonder how to break the news that they are going through a divorce. While it may feel overwhelming, it does not have to be.

At Westfield Mediation, LLC, we explain to our divorce mediation clients that divorce is not the problem. It is the solution to the problem of a relationship breaking down. So, you can try to see it as a positive step forward towards reshaping your lives and minimizing conflict and stress.

That said, divorce is often an emotional process, and the fact that you are seeing family and friends may be an occasion to find support among people who care about you. Since almost everyone knows someone who has gone through divorce mediation or litigation, you are likely to find a sympathetic ear. And if you rather not talk about it, that’s fine too – your divorce does not have to define your interactions with others.

This Thanksgiving, Hanukkah, Christmas may be an opportunity for you to change up your old traditions to reflect the changes in your family or a chance to start new ones. It can be the time your friends and family help you find your new path.

For more information on divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com

moving forward in a fair and sensible way

9/29/2017

Divorce mediation helps clients resist the impulse to give in to unreasonable demands just to “get it all over with”. Most people who decide to get divorced take a while to reach the point where they are ready. And in many cases, by the time people decide that they are ready to pursue a divorce, they are worn down or overwhelmed. At Westfield Mediation, LLC, we find that divorcing couples are anxious about how they are going set up a new life. With all this uncertainty and stress, it can be difficult to work together to create a future plan.

A key benefit of divorce mediation is that we break the divorce process down into manageable steps, so it is no longer as overwhelming. Moreover, divorce mediators help you through it, so you don’t have to figure everything out on your own. The mediator’s job is to serve as an impartial guide through an often emotional process.

Divorce mediators ensure that the process is fair and complete – so that both parties’ interests are met. We work with you to avoid the bad agreements that are made when one person gives in just because he or she is tired of arguing. The mediation sessions focus on the future, rather than on the reasons that the relationship has broken down. Indeed, because the parenting and financial agreements have far-reaching consequences, it is important to think beyond the past and the present to design a plan that will work for both of you and your family going forward.

For more information about divorce mediation, please contact Randi M. Albert, JD, or Michelle Weinberg, M. Ed., Licensed Marriage and Family Therapist, at Westfield Mediation, LLC at 908.913.0373. View our website at www.westfieldnjmediation.com or email us at info@westfieldnjmediation.com.