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Can You Afford to Get Divorced?

1/24/2014

3 Comments

 
There are really two parts to the question -- “Can you afford to get divorced?” One, can you afford to go through the process of separating from your spouse, and two, can you afford to live on your own.

The process of getting divorced can be expensive. One way to minimize the costs is to go through divorce mediation. In mediation, instead of each spouse hiring a lawyer, they use one mediator to help them come to an agreement on issues of parenting, child support, alimony and distribution of assets and debts. The process saves time and money and allows for creative solutions. In addition, while lawyers may ask for a large retainer up-front, mediation is often “pay-as- you-go”, allowing you more financial flexibility. By using one less expensive mediator instead of two high priced lawyers, divorce mediation offers a cost-effective path.

Secondly, can you afford to maintain two households on the same income that you combined for one? Usually, the answer is “no”, and both parties take a financial hit. Still, this downturn can be short-term, and there are ways to lessen the impact.  Start now, by going through your budget, and see where you can make some cuts. Investigate ways to maximize your income, by consolidating your debt, refinancing your mortgage, or taking on extra work.  Examine your investments and health insurance expenses to see if you can modify them to create a better financial plan for you. Sometimes a combination of small steps can make a big impact.

If you are ready to get divorced, you should not be scared off by the expense of it all. There are steps you can take to make both the process and your post-divorce life more affordable. For questions about divorce mediation, and preparing for your post-divorce life, please contact Randi M. Albert, JD or Michelle Weinberg, LMFT at Westfield Mediation, LLC, by phone 908-913-0373, or email us at info@westfieldnjmediation.com. You can also visit our website www.westfieldnjmediation.com.

3 Comments
ELIZABETH
5/30/2014 01:42:54 pm

My name is Elizabeth, From USA ,and I’m happily married with a lovely husband and three children.I had a very big problem with my husband few months ago,to the extent that he even packed his things away from our house. He left I and and my kids for almost 5 months,and i tried all my possible best and effort to bring him back.I discussed it with a very good friend of mine,and he gave me an advice concerning a spell caster, that he is the only one that can handle my situations and problem,that he’s always ready and able to do anything related to spell casting and helping of the needy, Please every every one i would like you all to contact him with his email address,which is as follows.”orikiolodumarespelltemple@gmail.com". I never believed in spell casting,but My friend convinced me and i had no choice than to follow my friend advice,because i never dreamed of loosing my lovely Husband. And i contacted him with his email address,and i discussed with him all my problems and worries and so surprisingly,he told me that I’ll get my husband back a day after. I didn't believed Him, until when i got home,the next day,my husband called me to inform me that he is coming back home…..So Amazing!! That’s how i got my back through spell casting and our relationship was stronger than ever. One of the price i was asked to pay was to tell it to the people around me that problems like this,can always be solved by Dr. Olodumare. So! my advice to you out there is to visit this same E-mail address,and tell him your problems too,if you are in any condition related to love issue or getting your ex back or and problem at all, please Contact him and have a happy life. you can contact him via email (orikiolodumarespelltemple@gmail.com )
CONTACT HIM TODAY VIA THIS EMAIL ADDRESS: orikiolodumarespelltemple@gmail.com AS HIS POWERS ARE SO STRONG AND VERY EFFECTIVE AND HAS NO BAD EFFECT INSTEAD IT HAVE A VERY GOOD RESULT AFTER CASTING THE SPELL

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Mrs Rebbeca Wilson
10/30/2014 06:03:41 pm

My Name is Rebbecca Wilson, i am 42 years old and i am from New York, United states but recently in Houston. I am happy to share my testimony on here.2001,I had threatening from my fiance that he never give a damn about me and he dont love me anymore.His family also was not in support of our coming together and then my fiance had this deep hatred for me . My fiance drove me out of his life and that was in the 2001, since then i searched for solutions as i loved him and i never wanted to let go him off my life.

Earlier this year, i was playing through the internet and i saw someone's testimony about this great spell caster(Dr. Emini Kokoro) who helped him get his ex back.At first to me it was unbelievable as i have heard of scams but his testimony really inspired me that i had to give it a try to contact the spell caster. To my greatest surprise he helped me cast the spell and my fiance came back to me within 72 hours together with his family to ask for forgivess for the hurt and pains they made me go through for the many years they abandoned me.And finally to crown it all, 4 months ago, we got married and we are living happily now.up till this time, my husband has shown non-stop love ,care and trust... Thank you so much Doctor Emini Kokoro for bringing smiles to my face .

i recommend this powerful spell caster for those who seek spiritual help of any kind, i advise you to contact him on his email; eminikokorospiritualhelp@hotmail.com . He specializes in all aspect of problems;

if you want your ex back.

If you want to be cured of Cancer.

if you want to be cured of HIV/AIDS.

if you want to be prosperous.

if you want to have increase in finance.

if you want favor and good luck.

if you want to lose weight.

if you want to gain weight.

if you are barren and you want to have a child.

if you want to bind your husband with you forever.

binding you and your husband forever and lot more ..

he is very powerful,his solutions has no side effect and his solutions comes within 72 hours...

i promised him that i will share my testimony to the world if i gets mine that's why i am sharing it on here..his email address is : eminikokorospiritualhelp@hotmail.com

Reply
Conrad Eve
3/27/2015 12:05:37 pm

My name is Conrad Eve, my family and i live together live in USA. It was after seven years i got to discover that my Husband was unfaithful to me. I didn't know what was going on at first but as he got deep in the affair with his new lover, i felt that our marriage was on the rocks. I notice that he no longer light up when i touch him or kiss him in his neck and his chest cos he really liked it when i did that, he also usually get naked in front of me but when he started seeing that woman he stopped it. I remember asking him if i have done anything that makes him feel irritated when i am around him then he gives silly excuses that he has been feeling stressed up and that he need space for a while. I know when you are been asked for space its usually because there is something fishy going on. I hired a private investigator to help find out what was going on. And in a week time he brought me prove that my Husband that i have lived with for seven straight year is cheating on me with his high school lover. I had picture of him walking out a of a restaurant with her and many other photo of them kissing in public like he will never be caught by someone that knows he is my Husband. I asked myself, even when we had a daughter together he could do this to me. That same night i showed him the pictures that i got from my private investigator. He didn't look at it before saying, that he is seeing someone and he know that i just found out about it. Then he said that he is in love with her. At that moment, i didn't know if to kill myself or to kill him but the button line is that if i was going to kill anyone it was going to be me because i was so much in love with him to even think of thinking to hurt him. As time goes on he asked for a divorce and got it and i got custody of our daughter and i weep everyday seeing my daughter with out being around her daddy. I just couldn't get my mind off my Husband and all i could think about was getting him back and live as every family should. For a year i tried all i could to get him back with the help of my seven year old daughter. Even at that all effect was in vain, i used the help of his friend but turned out all bad. I know most people don't believe in spell casting but believe me this was my last option and the result i most say was impressive. And i know it difficult to believe but A SPELL CASTER Dr okosodo really made my life much better because he gave me my family back. He didn't ask me to pay for what he did for me all i was to do, was to provide the materials for the spell and i should believe that he had the power to help me. Like he said, he was going to do something that will make him reset his love and affection for me just as it has always been. My Husband told me he woke up and realized that he should have never left me that i am all he needs.To make thing clear, his life with his high school lover was great before Dr okosodo cast the spell, they had no disagreement on anything. My Husband said it himself that why he broke up with her is something he can not explain just that he woke up on the same bed with her after a very romantic night saying he is breaking up with her for no reason at all. Only Dr okosodo can do such a thing, contact him to solve your problem with his email dr.okosodo@yahoo.com

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    Authors

    Michelle Weinberg, M.Ed.,LMFT, is a Licensed Marriage and Family Therapist with many years of experience working with couples.

    Randi M. Albert, JD, is an attorney with experience in family law and public service.

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